Affordable Health Insurance Plans for Everyone
Clients trust us not just for our health insurance plans—but for the way we listen, guide, and show up when it matters most. At RiaCarePh, we aim to simplify the process for individuals and families across the United States, ensuring that everyone receives the care and attention they deserve.
Partners
I highly recommend Ms. Reneria as a healthcare agent! I didn’t have any problem applying for my team and family. Sobrang smooth lang because everything was well taken care of. Very helpful and responsive sa queries ko especially with the transition of my account. Thank you so much for the assistance!
Die Zel, Client
Our Clients Say
No Matter Your Hustle, We've Got Your Back
Freelancer
We get the hustle. Whether you’re designing, coding, or freelancing full-time, we’ll help you secure health protection that fits your flexible lifestyle—without the corporate noise.
Parent
You’re not just thinking about yourself—and neither are we. Our plans are built to protect your family’s future with affordable, stress-free coverage.
Business Owner
You care about your team like family. We’ll help you find the right group coverage so your people feel secure—and your business keeps growing.
Why Choose RiaCarePh
We’re not your typical insurance agency. Here’s how we care differently:
Smooth & Hassle-Free Process
From first consult to claims—no long forms, no confusion.
We'll walk you through it all, step by step.
Support That Feels Personal
We show up when others ghost.
Whether it's a question, claim, or concern—we're here, hands-on, and human.
Trust Over Sales
We recommend what’s right for you, not what’s trending.
No pressure, just protection that fits your life.
Our Services
Whether you're caring for your family or a growing team—we’ve got the right protection plan, with zero pressure and full support.
For Individuals & Families
For Businesses & Teams
HMO Plans
Group HMO & Employee Benefits
Life Insurance
Enrollment & Claims Support
Critical Illness & Hospital Income
Tailored Pricing & Onboarding
We help individuals and families find affordable protection that actually makes sense. Health shouldn’t be a mystery—it should be manageable.
Your team deserves peace of mind too. We simplify setup, support you post-enrollment, and offer options that grow with your business.
Outpatient Care
Medical services that do not require an overnight stay, such as consultations, diagnostics, and minor procedures.
Hospitalization
Medical care that requires admission to a hospital, including surgeries, intensive care, and extended treatment.
Emergency Care
Immediate medical attention for severe or life-threatening conditions such as heart attacks, trauma, or sudden illness.
Preventive Services
Services that help prevent illness or detect health issues early, including checkups, screenings, and vaccinations.
Life & Accident
Financial protection for the insured or their beneficiaries in case of death or serious injury due to accidents.
What to Expect
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We Match You With the Right Plan
🔍 Simple, personalized, and no-pressure options.
Whether you’re self-employed or caring for your family, we ask the right questions so we can match you with the right coverage, not just any plan.
We Listen
👂 You talk. We actually listen
Whether you’re self-employed or caring for your family, we ask the right questions so we can match you with the right coverage, not just any plan.
02
We Handle the Rest
📦 From enrollment to claims—we’re just a message away, even after you sign up.
