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The health plan designed for you

We know your health is your greatest asset. That’s why our insurance plans are tailored for individuals, families, and businesses—just for you.

family

20,000

doctors

700+

clinics

1,300+

hospitals

140+

special centers

82

provinces

Tailored to fit your needs
agent

Discover the perfect individual health plan tailored just for you

Family on a Walk

Protect what matters most. Our family health plans keep your loved ones secure.

Three plans designed especially for you

Invest in your team's well-being and peace of mind for your employees

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PREPAID PLAN
Prima-Card consult

PRIMA Consult

Ideal for those who need regular check-ups and medical advice

₱999

Prima-Card access

PRIMA Access

Designed for individuals who require both medical consultations and essential health screenings

₱9,999

Prima-Card elite

PRIMA Elite

Suitable for individuals who need more extensive medical assessments and preventive care

₱19,999

Maxicare LifesavER+

Maxicare LifesavER+

Premium emergency protection leading up to confinement

₱6,999

Maxicare LifesavER

Maxicare LifesavER

Emergency protection for when you need it the most

₱2,299

Maxicare PRIMA Gold

Maxicare PRIMA Gold

Unlimited healthcare for individuals of all ages, including seniors, in all Maxicare Primary Care Clinics (PCCs)

₱16,888

COMPREHENSIVE PLAN
For individuals and families
MyMaxicare card

MyMaxicare

For individuals and families of all ages.

Covers inpatient, outpatient, emergency, and preventive care with annual limits from ₱100K to ₱250K, based on plan tier.

Silver

Gold

Platinum

Platinum Plus

For micro, small, medium
enterprises (MSMEs)
Maxicare card

Maxicare

PLUS

A health plan for SMEs (10–99 employees), offering full coverage with flexible terms and unlimited dependents. Available in Bronze to Platinum tiers with varying benefits and room options.

Platinum

Gold

Silver

Bronze

MyMaxicare

Maxicare

Starter Plan

A full-HMO program for small businesses with 3–9 enrollees (up to 99 total). It offers wide access to medical services at Maxicare-accredited hospitals—ideal for startups securing employee health.

Platinum

Gold

Silver

Bronze

Maxicare

Maxicare Business Essential

The most affordable SME healthcare plan with an option for an outpatient care program only. It can be upgraded to a full HMO program. It’s for a minimum of 3 up to 99 employees.

For Corporations
PLAN TYPES

Comprehensive care

Full HMO Program

A comprehensive healthcare package subject to certain exclusions, limitations and conditions. This may be serviced via the Full Risk (premium-based) program or through the Administrative Services Only program (Third Party Program)

Hospitalization care

Inpatient (IP) Unbundled

Consists of the standard IP benefits under the Full HMO Program plus Outpatient (OP) surgery, OP radiotherapy, OP chemotherapy, OP dialysis, preventive care and emergency treatment that may or may not lead to confinement

Consultations and Lab

Outpatient (OP) Unbundled

Consists of the standard OP benefits under the Full HMO Program including preventive and OP emergency cases (OP benefits under Unbundled IP not included)

Premium-based

Premium-based

Payment of membership fees is required and computed on a per account basis and on the company demographics with a defined set of benefits

Customized care

Full Risk Co-Pay Program

Client can pre-determine a specialized set of benefits and their members would have the option to pay a fixed percentage or a fixed amount as part of their total availment cost

Customized care

Administrative Services only (ASO)

A third party administration program wherein a client can set up and maintain a revolving fund from which the availment cost will be drawn out

Let us know how we can assist you

Frequently asked questions

Hassle-free online healthcare access for Filipinos

Finding the right health plan shouldn’t be hard. Let us help.

More questions?

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Caring Beyond Coverage

Quick Links

Contact & Support

0930-396-4423

Partner

Maxicare logo B&W

Accredited HMO Consultant 

Sun Life logo B&W

Licensed Sun Life Advisor

Disclaimer: RiaCarePh provides general information for educational purposes and is not an insurance underwriter. We partner with licensed providers like Maxicare and Sun Life to help you explore coverage options. All product details and premium estimates are non-binding and may change. Final terms and pricing are determined by the respective provider after underwriting. Use of this site does not form a formal agreement—please refer to official policy documents for full terms and conditions.

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