RiaCarePh is a health and financial services brand dedicated to helping professionals, freelancers, and business owners access affordable and reliable HMO plans and life insurance solutions. We partner with trusted providers like Maxicare and Sun Life to give you expert guidance with a personal touch.

No, we are not an insurance company. RiaCarePh serves as a licensed Sun Life financial advisor and accredited consultant for HMO providers like Maxicare. We assist clients in choosing the best plan for their needs.

Eligibility may differ by provider, but we’re here to guide you in finding the right health plan—whether you’re self-employed, between jobs, or not covered by your employer.

Prepaid health cards are affordable and easy-to-use healthcare options, similar to mobile load cards. With a one-time payment, you can choose specific coverage that fits your needs, enjoy one-year validity, register via SMS, and access quality care—even on a tight budget.

It's easy to secure protection. Choose a card that fits your needs, complete your payment, and receive your health card with quick and flexible delivery options.

For HMO plans, approval can take 3–5 business days after submission. For Sun Life plans, it depends on the underwriting process—usually 7–10 business days.

Yes. RiaCarePh complies with the Data Privacy Act of 2012. All personal information is handled confidentially and securely.