Can Babies Have Their Own HMO Plan with Maxicare? Yes, As Early as 15 Days Old! 👶💙

Reneria Navarro
Sep 22
2 min read

Updated: Sep 26

A smiling baby lies under a white blanket on a bed.

Babies HMO Plan with Maxicare

Most parents think they need to be the principal member first before their baby can get health coverage. But here’s something many don’t know: Maxicare allows babies to be enrolled as principal members—as early as 15 days old!

This is a game-changer for families who want to make sure their little one is protected right from the start.

Babies As Young As 15 Days Can Be Principal Members

Mother smiling at newborn wrapped in patterned blanket, lying on hospital bed.

That’s right—no need to wait months or years. Just 15 days after birth, you can already secure your baby with their own HMO plan under Maxicare.

Why It Matters for Parents

Close-up of a baby sleeping peacefully in a woman's arms, with a man nearby.

Babies are more prone to common illnesses like pneumonia, dengue, and flu. Having HMO coverage ensures that unexpected hospital bills won’t take a toll on your finances, especially during emergencies.

Access to Quality Care Right Away

Baby in a blue outfit having chest examined with a stethoscope.

Once enrolled, your baby gets access to Maxicare’s wide network of hospitals, pediatricians, and emergency care services. It’s like giving them a health shield from day one.

A Solution Even If Parents Don't Have Coverage

Elderly person in red shirt gently holds baby in striped sweater lying on a checkered bed.

No Maxicare plan as a parent? No problem. Your baby can still be covered independently. This is especially helpful for freelancers, self-employed parents, or guardians who want direct protection for their child.

Flexible Plan Options

Whether you prefer a prepaid health card or a full HMO package, Maxicare has options that fit different needs and budgets. You can always start small and upgrade later.

Final Thoughts

Smiling baby in pink and gray sitting on a white table, held by a doctor.

Your baby deserves protection from day one—or at least day 15. 🍼 With Maxicare’s option to enroll babies as principal members, you can give them access to top-notch healthcare without waiting for anything else.

Want to secure your baby’s health as early as 15 days old? Message me today, and I’ll guide you step-by-step in choosing the right Maxicare plan

Inquire About Baby Plans

Disclaimer: This blog is for info-sharing only and not official Maxicare advice. Coverage and requirements may change depending on the plan. Babies can be Maxicare Card holders as early as 15 days old, but final approval always depends on Maxicare’s rules. For exact details, it’s best to check directly with Maxicare or an authorized consultant.